Commercial & Rural Lending Services
Investment Plans in Greater Shepparton

Our directors have been involved in lending for a long time and we know the Bank’s and financiers requirements. Home loans can be arranged for rural residential home properties up to 150 acres, providing they are not active farms, and are essentially hobby farms. These are loans taken out to buy residential investment properties for rental or investment purposes. Loans can be arranged for many purposes, including : We have been involved in farm lending for a lengthy time and we know what the Bank’s require. Loans are available for most purposes including : Commercial loans generally require detailed and intricate information to be submitted to benefit an approval. Cash Flow financing suits a range of businesses and has compliant options. Cash flow financing releases those funds to you usually within 24 hours, and then is repaid when the debtor ultimately pays. A Chattel mortgage is a loan normally old to buy motor vehicles or plant and equipment. A Commercial Hire purchase (CAP) is normally worn to buy motor vehicles or plant and equipment. In a finance lease the lessee (customer) finds a motor vehicle or plant and equipment (goods) and the finance company purchases the goods on their behalf. The finance company calculates a regular lease rental which is paid monthly quarterly or seasonally to suit the customer’s cash flow. In this case the finance company purchases the vehicle and charges a regular monthly rental for the use of the motor vehicle or plant and equipment (goods). At the last of the term the finance company takes back the vehicle, the customer has no responsibility to purchase the goods and can return them to the finance company. A notated lease is ideal for employees who have an option of having a motor vehicle as part of their salary package. The employer pays all rental payments to the finance company and the employee enjoys packed use of the motor vehicle. The contract is in the name of the employee who remains responsible throughout the lease and maintains effective oversee of the vehicle at all times. His worn employer is not responsible for any further rental payments, the employee is responsible for the rental payments. We have accreditation with financiers that enable us to arrange a Personal Loan on your behalf. Equipment rental is only for commercial use, for established businesses or organizations, with at least 2 years in business. It suits some businesses to hire equipment and pay a monthly rental instead of buying the equipment and owning it yourself. We can arrange a variety of Motor vehicle insurances that complements our Motor Vehicle financing arrangements. A solar system for example requires a large initial investment to cover purchasing and installing the equipment.